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Regionally, one can look at the state averages and see that while New Hampshire might be more expensive then some other parts of the nation and that the prices sit at about 10% over the national median that this state is actually a very good place to live. Here are the regional numbers: Maine, $950; Rhode Island, $1008; New Hampshire Apartments, $1044; Vermont, $1082; Connecticut, $1245; Massachusetts, $1438. While Maine is cheaper, clearly the comparison should be with those New England states that are about the same as New Hampshire. Looking at those states, it is very clear that the cost of living here is very reasonable. All numbers are for two bedroom apartments in the month of June 2011.

Withholding rent because certain repairs are yet to be done in your apartment may work in some cases. But in case the case gets serious and you have to go to court to justify your actions, you need to show evidence that you had tried to contact the management to do the repairs but they still failed. So make sure you have written a formal letter requesting the repairs and also take pictures of the conditions which you can present to court. But hopefully, they will make the repairs soon enough because you don't want the pressure of dealing with a court case while still in school.

For anything but an existing apartment complex, with average or better rents and vacancy rates, that has a verifiable 2-3 year income record - expect financing to be tough. 70% -75% maximum. This is why conversion projects or new construction are more difficult to finance. You'll need better credit, more cash, more experience and a better looking business plan and loan package to get these deals done.

Third, there is the option of raising the value of the investor's income. The worth of income apartments is based on the rental rate of the multi-family Apartments. The investor may fix his income value by raising the fees while cutting off the expenses. Fourth, Multi-family investment does not give pressure to investors when it comes to competition. The competition is high in single unit home apartments.

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